Exciting news for home buyers and current homeowners! The Federal Reserve is expected to lower interest rates by 0.25% to 0.5%, and these reductions might continue into 2025. This change can create new opportunities for those looking to buy a home or refinance their existing mortgage. But with this potential comes a flood of calls…

When you buy a home, you’re not just securing a place to live—you’re also building financial power through home equity. So, what exactly is home equity? According to mortgage giant Freddie Mac, home equity is the difference between your home’s current market value and what you still owe on your mortgage. Think of it as…