Managing your home mortgage can be tricky.  How much risk are we ready to endure to receive the right reward?  At what point does it make sense to refinance, and if I do refinance, which loan program is the right program?

When it's time to refinance let us help you find the right loan program and the right rate.  Ask yourself the right questions.  Remember to view your home as an investment.  If you had a $100,000 in the bank and just by changing banks you could earn an extra $500.00 to $1,000.00 per year, would you do it?  Your mortgage is no different.  By actively managing your mortgage you can save tens of thousands of dollars over the life of your mortgage term.  For instance, if you are not going to be in your home for more than 3 to 5 years, then why pay for a 30 year fixed rate mortgage, which is the most expensive mortgage available?

We will track your mortgage and contact you when and if refinancing your home makes sense.  Ask about our Rapid Renewal Program.

If you ever asked yourself any ofthe following questions, please contact us for a free no-obligation consultation.

  • Can I receive a better interest rate and if so, at what point does it make sense?
  • Can I consolidate my monthly bills, lower my monthly payment and receive a tax benefit?
  • Is there a way I can stop paying mortgage insurance?
  • Can I use the equity of my home more efficiently or for debt consolidation?
  • I can help you maximize the investment you've made in your home.  Here are some examples of just a few of the programs:

  • FHA & VA Streamline Refinancing - no re-qualifying and no cost
  • Refinance to 90% of your home's appraised value, without Private Mortgage Insurance (PMI)
  • Cash out refinancing up to 85% of your home's appraised value
  • True No-Cost Refinancing
  • Debt Buster" - Completely pay off all of your debts including your mortgage in an average of 8 to 12 years, without increasing your monthly payments
  • True No-Cost Refinancing
  • True No-Cost Refinancing
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